President - Dean Landis
Dean has been lending to small and mid sized businesses since joining United Credit Corporation in 1990. United Credit was founded by Dean's Grandfather in 1937 and was subsequently managed by Dean's Father and Uncle. He represents the third generation in his family to own and manage an independent finance company. Dean sold the family business to Finova Capital in 1998 and managed their Growth Capital division. In 2001, he started Entrepreneur Growth Capital by purchasing some of the assets sold to Finova. Dean has been involved in every aspect of asset based lending (business development, operations, account and portfolio management, workouts, field exams, accounting and treasury). Using this knowledge, he started Credit Cash and has taken merchant financing to a new level of sophistication.
Prior to starting his lending career, Dean was an associate at Bear Stearns and an analyst at Merrill Lynch. Dean holds an MBA from Northwestern's Kellogg Graduate School of Business and an undergraduate degree from Duke University.
Portfolio Manager - Maria Espinel
Maria has spent her entire professional career in asset based lending. Maria began her career in ABL at Abrams & Company in 1973. Maria joined United Credit Corporation in 1975 and became a Vice President. She worked in many areas of the business, including operations and portfolio management. Maria transitioned to Finova Capital in 1999 as Vice President and senior portfolio manager. Maria joined Entrepreneur Growth Capital in 2002 as Vice President and Chief Operating Officer.
Business Development - Todd Sherer
Todd Sherer has over fifteen years of experience in the financial industry. During this period, he has helped a variety of companies ranging from startups to turnarounds. His efforts have resulted in over $150 million of various types of corporate financings. He is responsible for Business Development for Credit Cash. Todd was previously a Business Development Officer for Alpine Commercial Capital and Unitech Capital. Prior to Todd's career in lending he was a Vice President-Investments at Smith Barney. Todd plays an active role in his community; he is a former Councilman and currently serves as Treasurer for a Regional Utility Authority and Member of his local Planning Board. Todd is married with two children.
Credit Manager - Steve Rozales
Steve started in the lending industry in 1976. He has spent most of his tenure at Capital One, GMAC, and Israel Discount Bank. Steve's knowledge and background in finance and various areas of collateral management enables him to provide Credit Cash and its clients with the expertise, insight and ability to effectively evaluate and meet their financial needs.
Account Executive - Charles Bert
Charles has spent his entire professional career in commercial lending and has extensive experience in both operations management and client servicing. Charles began his career in 1971 with UM&M Credit Corp where his focus was on equipment financing and leasing. In 1981 Charles switched to asset based lending by joining Ambassador Factors as operations manager for asset based loans and senior account executive. Charles joined Entrepreneur Growth Capital as Vice President and Senior Account Executive.