We provide loans based on your future credit card receipts:
- Loans from $50,000 to $3,000,000
- Lowest Rates Available
- Each Relationship Customized to Client's Needs
- Keep Your Own Processor
We are asset based lenders; tell us about your business and see how we can help.

Whether you’re a small or large business in need of alternative funding, Credit Cash can work with you to get a merchant cash advance. At Credit Cash, we believe in your business and understand the need of viable working capital loans to advance your business plan and increase your bottom line.
We offer merchant cash advance loans and credit card factoring at highly competitive rates that will aid your business through a tight, economic period or provide you with additional working capital for your needs. See how we compare to your current funding provider.
We offer the lowest rates in the industry as well as over 100 years of collective lending history. Our merchant cash advance and credit card cash advance experience covers dozens of industries from restaurant chains to retail stores to oil distributors. We have countless success stories to back us up, as well.
Borrowing money from an alternate finance lender can be an intimidating process. At Credit Cash, we know how to make your credit card work for you. We’re here to address your concerns and ensure you that by choosing Credit Cash, you’ve already made a wise business move!
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- Credit Cash lends $2 million to restaurant chain.
Despite the difficult environment for restaurants
(slow economy, rising food costs) this casual dining chain
has improved margins, even while cutting prices.
Read More.
- Credit Cash supports cancer research.
Credit Cash was a senior underwriter for the annual
American Cancer Society’s "Swing for a Cure" golf tournament
played at the Raleigh Country Club in North Carolina.
Read More.
- What credit crunch?
Credit Cash is on a pace to triple its loan volume this year.
With fewer financing options open to merchants of all sizes,
our offices have been busier than ever. As word of our services
has spread, more and more merchants are contacting us to see if
our customized programs can fill their needs.
Read More.
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Powerful Number Three - Three times more money, three times less expensive
Credit Cash continues to lend more than 3 times more than any
other cash advance company and at rates that are 3 times less! This
means that merchants can get three times as much money, and keep their repayment the same.
Read More.
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Credit Cash adds two seasoned veterans to sales team.
We are proud to announce that Lester Shufro and Jason Kodym have joined us as
senior sales executives. Lester will be initiating his efforts from Southern
Florida and Jason will be working out of our New York headquarters.
Read More.
- Loans now begin at $50,000.
In December, Credit Cash announced the formation of its small business lending unit. This New Jersey based unit will specialize in loans from $50,000 to $150,000. In order to qualify, prospective borrowers have to have annual revenue of at least $1 million, annual credit card revenue of at least $600,000 and have been in business at least one year.
For further information, please call our New Jersey office at 201-849-4404.
Read More.
- Credit Cash has record month.
In August, Credit Cash provided over $4 million in new fundings. This represents 6 new clients whose combined sales are over $100 million.
Read More.
- New Jersey home heating oil distributor was in need of additional working capital.
A second warm winter in a row caused stress on the company’s already thin margins. They were rich in assets, low on cash and facing the slow summer months. Thanks to the Credit Cash’s low financing costs they could afford to borrow $1,300,000 to get through the season.
Read More.
- A casual sports grill borrows funds from Credit Cash rather than give up equity.
This 10 unit restaurant group, based in Minnesota, was funded $400,000 to help expand into another location. Rather than seeking additional investors for their expansion, this chain realized they could grow their business without giving up equity by taking advantage of the low financing rates of Credit Cash.
Read More.
- Food & Beverage: Restaurant Chain
Situation:The management of a publicly traded restaurant chain wanted to pursue various restructuring activities.
Solution: $1 million merchant cash advance from Credit Cash to execute
their restructuring plan
Read More.
- Hospitality: Family Resort Hotel
Situation:A year-round family resort with low winter cash flow and regular maintenance expenses.
Solution: In spite of extreme seasonality, Credit Cash was able to look at an entire year’s revenue and give an advantageous cash advance.
Read More.
- Transportation: Travel Plazas / Truck Stops
Situation: A firm had recently acquired a few travel plazas that were in need of renovation, on top of typical work that a plaza requires.
Solution: Crredit Cash was able to give a merchant advance of up to one month of their average credit card sales to assist in renovations.
Read More.
- Retail: Women’s Accessories
Situation: A growing women's retail chain had negative net worth due to seasonal factors and quick expansion.
Solution: Credit Cash gave a merchant advance, equivalent of one month’s average credit card sales, so the stores could bring increased inventory to meet their expected upcoming demands.
Read More.
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